When you
have your jewelry appraised, you should make sure that the appraisal has
at least the following as a minimum. Insurance companies today are requiring
more of this information than they did in the past. All Jewelry Judge
Appraisal Centers follow these strict guidelines when appraising jewelry
for you.
Identification
of all gemstones along with their shape, measurements, and weights.
All diamonds
described by the "Four C's" color, clarity, cut, and carat weight.
All major
colored gems described by their color with a recognized description system
detailing hue, tone, saturation, and also clarity and cut.
Pearls
should be described by their color, luster, nacre, shape, blemishes, and
matching.
Metals
should be described as to their carat content (14K, 18K, etc.) as well
as platinum and other metal groups.
The type
of construction, craftsmanship, and design.
A photograph
of the item.
The date,
appraiser's name and signature, addendum information, and qualifications
page.
The value
and the purpose and function of the appraisal.
If your
previous appraisals were those typical one-paragraph, no photo, prefab
reports, it's time to step up to the professional documents supplied by
The Jewelry Judge. It's your best protection in the event of a loss.
Click here to view sample appraisal.